I. What You Should Expect to Pay for Home Care in Arizona

The Genworth 2021 Cost of Care Survey shows that the average monthly cost of home care in Arizona is $5,339. This provides non-medical support in a person’s home, such as personal care, homemaker services and home-delivered meals. Seniors who require medical assistance, such as skilled nursing, can explore home health care. This type of care averages $5,434 per month.

The Cost of Home Care and Home Health Care in Nearby States

Seniors in Arizona pay more for home care and home health care than the U.S. averages, which sit at $4,957 and $5,148, respectively. Neighboring New Mexico is the only nearby state with prices below the national average, with home care costs of $4,605 and home health care costs of $4,652. At $5,148 for both types of care, Nevada is also more affordable than Arizona. Other nearby states have higher prices. Utah’s home care costs average $5,625, and home health care prices sit at $5,720. California’s seniors pay $6,101 for both types of care.

Home Care Home Health Care
Arizona $5,339 $5,434
National $4,957 $5,148
California $6,101 $6,101
Nevada $5,148 $5,148
Utah $5,625 $5,720
New Mexico $4,605 $4,652

The Cost of Home Care vs. Other Types of Care

Other senior care options may be a better fit for your budget and needs. Adult day health care is an affordable choice at $2,102 per month. Assisted living in Arizona is also cheaper than home care at $4,000. Nursing home care is the most expensive option at $6,540, largely due to the extra care provided in this setting.

II. Can Medicaid Help You Pay for Home Care in Arizona?

Medicaid in Arizona is known as the Arizona Health Care Cost Containment System (AHCCCS). It operates a number of programs including the Arizona Long-Term Care System (ALTCS), which provides services to older and disabled Arizonans. By using this system rather than Medicaid waivers, there are no waiting lists and everyone who is eligible for care is able to receive services.

Everyone accepted in the ALTCS meets with a caseworker to develop a care plan that outlines their long-term care needs. Services available include personal care, home nursing, meal delivery and homemaker services. ALTCS can also help pay for durable medical equipment, personal emergency response systems and home modifications.

Care can be provided in a variety of settings, including an individual’s home. People receiving care in the home may be able to participate in one of the self-directed care options. These programs allow people to choose their own caregivers and allow seniors to hire family members, including spouses, as direct care providers.

How to Know if You're Eligible for Medicaid in Arizona

Medicaid applicants must first meet financial eligibility criteria, which consists of income limits. Single applicants must have an income of less than $1,133 per month, and applicants in two-person households can have a combined income of up to $1,526 per month. Arizona doesn’t have asset limits for regular Medicaid, but people applying for certain programs such as long-term care may have to meet different eligibility criteria.

2022 Medicaid Income Limits for Seniors in Arizona
Income Limits* Asset Limits
Single Person $13,596 No Limit
Two-Person Household $18,312 No Limit

*Per year

To be eligible, seniors must also be:

  • An Arizona resident
  • A U.S. citizen, resident or legal immigrant
  • In need of assistance with activities of daily living

How to Apply for Medicaid in Arizona

The easiest way to apply for Medicaid in Arizona is by using the online portal, Health-e-Arizona Plus. You can also print an application from the AHCCCS website or request a paper application by calling (855) 432-7587. Paper applications can be returned by mail or fax.

There is a separate application form for people applying for ALTCS that is also available on the website and can be returned by mail, fax or email. Seniors can also apply for ALTCS in person at a local office.

What Information You Will Need 

AHCCCS may ask for the following documents to complete your application:

  • Proof of citizenship or immigration status
  • Proof of identity
  • Social Security numbers
  • Birth certificate
  • Proof of address
  • Proof of income
  • Verification of any other medical insurance

How to Get Help Applying for Medicaid

Arizona has resources available to help people assess their eligibility for Medicaid and complete the application process. Seniors who need assistance to navigate Medicaid can reach out to community groups and government services for guidance.

Contact Area Served Services Provided
Community Assistor Local numbers available online Entire state Community organizations throughout Arizona have trained assistors available to help people apply for Medicaid. Assistors can answer questions about the application process and help you fill in the forms.
Health-e Arizona Plus Applicant & Member Services 1-855-432-7587 Entire state Applicant and member services have staff on hand to answer questions about Medicaid applications. This helpline can help you assess eligibility and fill in forms correctly.
Health-e-Arizona Plus Website Online Entire state The Health-e-Arizona Plus website has detailed information about eligibility and the application process to help people submit their applications. There are also answers to many commonly asked questions.

III. Can You Use Medicare to Pay for Home Care in Arizona?

Medicare doesn’t pay for non-medical home care, but it can cover the cost of the medical version of home care, called “Home Healthcare” in some situations. In order to be eligible, you need to be homebound and have a referral from your doctor for the specific type of medical care that is needed. There are also other restrictions that apply.

Below is an overview of some of the services typically covered by Medicare for those who are eligible:

  • Physical Therapy: Physical therapy is used to help patients recover from injuries (broken bones, knee injuries, etc.), and to treat ongoing conditions such as arthritis. Additionally, physical therapy is often provided in the home to help seniors recover from surgeries and procedures, such as a knee or hip replacement.
  • Nursing Care: Licensed nurses can provide a number of medical services (such as wound care, changing feeding tubes, etc.) for those who need medical care, but don’t need to stay in a hospital full-time.
  • Occupational Therapy: Occupational therapy is designed to help seniors regain or maintain the ability to accomplish normal, daily tasks, such as bathing, dressing, eating, etc., and providers can travel to your home if needed.
  • Speech Therapy: Seniors can lose the ability to adequately communicate for many reasons, and speech therapists are there to help seniors regain the ability to communicate using a variety of means. Additionally, speech therapists help to keep seniors independent by modifying diets and teaching special techniques to swallow safely.

As mentioned above, home care is distinctly different from home healthcare, but there is some overlap – so while Medicare doesn’t cover non-medical home care, there are personal care services that may be covered in special circumstances – such as an occupational therapist helping with eating or dressing.

Read our guide to Medicare and Home Care Coverage for more information.

IV. Other Financial Assistance Options for Home Care in Arizona

While the above programs can be a great way to make home care affordable for many people, they are not the right solution for everyone. Thankfully, there are other ways to make home care more affordable for you and your family. For more information about your other options, read our section on Other Ways to Pay for this guide.

V. Free Resources for Aging in Place in Arizona

Arizona has a number of resources available to people who wish to age in place. Many are available through Area Agencies on Aging and can assist seniors with legal questions, home care, respite care and weatherization of the home.

Contact Area Served Services Provided
Home and Community-Based Services Program Local numbers available online Entire state The Home and Community-Based Services Program offers home care services to people who aren’t eligible for Medicaid. It’s available to people aged 60 and over or those aged 18-60 who have a disability. Applicants must also need help with activities of daily living. Services provided include housekeeping, personal care, respite care and transportation.
Area Agencies on Aging Local numbers available online Entire state Arizona has eight AAAs that provide services to seniors across the state. Services available may differ depending on the needs of the local community but can include nutrition programs, benefits assistance, respite care and referrals to local resources.
Weatherization Assistance Program (602) 771-1000 Entire state The Weatherization Assistance Program is available to both homeowners and renters. It improves the energy efficiency of homes, which reduces the cost of heating and cooling. Applicants must meet financial eligibility criteria.
Low-Income Home Energy Assistance Program Local numbers available online Entire state LIHEAP helps low-income households pay for heating and cooling costs. It has three programs: helping pay current and overdue energy bills, helping pay utility deposits and assisting with energy efficiency measures. There’s limited funding for the program, but priority is given to households with someone aged 60 or over.
Legal Assistance Program Local numbers available online Entire state The Legal Assistance Program is available to people aged 60 and over. It provides information, advice, assistance and advocacy on issues such as advanced directives, wills and guardianships.

VI. Vaccination Requirements & COVID-19 Rules for Home Care Aides in Arizona

Home care aides in Arizona are subject to the federal COVID-19 vaccine mandate unless they’re eligible for an exemption. This mandate covers all Medicare- and Medicaid-certified providers. These rules are current as of April 2022, but regulations surrounding COVID-19 are subject to change. If you are concerned about the health of people entering your home, you can call your local Area Agency on Aging for information about current rules. Your home care provider agency may also have additional rules relating to vaccinations and PPE usage. You can call an agency representative to discuss any concerns regarding their policies.

VII. Rules and Regulations for Home Care Providers in Arizona

Arizona doesn’t require non-medical home care businesses to be licensed, so there are no regulations that govern these services. However, home health agencies are regulated and may also provide non-medical services. These agencies are licensed by the Department of Health Services and must comply with the following regulations.

What Types of Care Can Be Provided? An agency can provide home health services based on an order from a physician, registered nurse practitioner or podiatrist. This includes skilled nursing, physical therapy and speech therapy. Agencies can also provide supportive services such as personal care.
Are Care Plans Required? Care plans must be developed with input from a registered nurse and the patient’s physician, registered nurse practitioner or podiatrist, whichever is applicable. It must be reviewed and updated at least every 60 days or when the client’s condition changes. It should include goals for treatment and the type, duration and frequency of services provided.
Can Home Care Providers Assist With Medication Management? Qualified professionals can administer medication to home health care clients. Medical records must be kept detailing the drugs administered, any effects or adverse reactions and the name and signature of the person administering the drug or observing self-administration of the medication.
Are There Special Requirements for Screening Home Care Aides? Employees of home health agencies must have a valid fingerprint clearance card or must apply for one within 20 working days of employment. Health professionals who need fingerprint clearance to be licensed don’t need to submit to an additional check. Any employee who has direct interaction with a client must also provide evidence that they’re free of tuberculosis.
Are Home Care Aides Required to Undergo Special Training? Any staff providing medical services must be appropriately trained and licensed. They must also have CPR and first aid training. There is no specific training required for people providing supportive services.
Does Medicaid Cover Home Care in Arizona? In-home care services in Arizona are covered by Medicaid through the Arizona Long Term Care System.
How Do I Report Abuse of Myself or a Loved One? The Department of Health Services investigates complaints about home health agencies. Complaints can be made using their online system. Abuse can also be reported to Adult Protective Services at (877) 767-2385.

VIII. How to Find a Home Care Provider in Arizona

Whether you are looking for yourself or a loved one, finding a quality home care provider can be a stressful process. To help you overcome this challenge, we’ve created a helpful checklist below that can help guide you through the process of both determining your needs, and finding a home care agency that will be the best fit for you and your family.

Download PDF Here

Learn More About Home Care in Arizona’s Top Cities